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"Fix It Items To Carry On Every Trip"
- Flashlight
- Jumper Cables
- Road flares
- Tools
- Pocket knife
- Duct tape
- Flat tire repair spray

A report released by Willis Towers Watson PLC and The Nature Conservancy, Wildfire Resilience Insurance: Quantifying the Risk Reduction of Ecological Forestry with Insurance, can lead to decreases of 41% for home insurance premiums if controlled burning and ecological thinning of overgrown forest...

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Some things driving insurance cost increases

Insurance companies use replacement cost estimators to determine dwelling coverage. These estimators include cost of construction materials and labor.

In March 2021, costs for lumber, an important component of construction, have increased by 42% in t...

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Most bikers have ridden at night. Sometimes you can’t avoid it, or maybe you just enjoy it! It can be pretty, with city lights or starry skies and the open road – but it can also be dangerous. Night riding is not impossible, you just need to make smart choices and be cautious on the night roads.

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Insurance fraud

According to the Coalition Against Insurance Fraud, “Insurance fraud is one of America's largest crimes — at least $80 billion is stolen each year.”

We all pay for the fraud. Lives, families, and businesses are harmed and insurance premiums increase.

Insurance scams are abund...

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Insurance in 2021

Most lines of insurance are expecting a 15% to 40% increase in rates. This is happening because insurance availability is becoming more difficult to obtain which often makes it more expensive due to catastrophic losses, large jury verdicts, and many other factors affecting the ...

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Many of us have been suffering through the changes the insurance companies are making.

Many insurance companies that insure property have left California. It simply became too risky for them to insure here mainly due to the wildfires we’ve had over the last few years. Those companies that have r...

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4 years ago
Robin is solid "old school do the right thing" people. A few weeks ago I could not understand why independent insurance agencies could be viable businesses since the web became so commercial. I have learned so very much and so should everyone. Robin has much more at her disposal than we have have on the internet. The internet insurance sites seem very restricted on the questions asked etc. Robin has far more options in seeking a less expensive or "hard to find" policy. Beyond the expense of the premium, Robin can ensure you have an understanding of your coverage, the processes associated with the industry, and what to do when you need to engage your policy. I recommend, endorse, and approve of Robin Hart-Taylor Insurance Agency. HooAhh.
- Hero F
5 years ago
Robin is great, very trustworthy, straight forward and gets you the best deal she can. Give her a call and see if she can help you like she has helped us.
- Mitchell D
2 years ago
Very nice atmosphere professionalism quick and save me some money will always go back Robert Heart Taylor and insurance is the best
- Laura R


Our goal is to take the headache out of buying insurance.  We want to give you the information you need so you can make an informed decision.  We want you to completely understand the coverage you have purchased and what it will do for you.  We promise we will never hard sell you insurance, use slick sales techniques, or pressure you to make a decision that you aren’t comfortable with. We’ll even tell you if you are getting a better deal with your current company. We want you to be completely satisfied with your decision to join us.

You are the reason we have business and you are appreciated!!!

Contact Us


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  • (619) 442-2129


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1258 Broadway
El Cajon, CA 92021

Business Hours

Mon:9:00 AM – 5:00 PM
Tue:9:00 AM – 5:00 PM
Wed:9:00 AM – 5:00 PM
Thu:9:00 AM – 5:00 PM
Fri:9:00 AM – 5:00 PM
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