Robin Hart-Taylor Insurance Agency

Some things driving insurance cost increases

Insurance companies use replacement cost estimators to determine dwelling coverage. These estimators include cost of construction materials and labor.

In March 2021, costs for lumber, an important component of construction, have increased by 42% in t...

Most bikers have ridden at night. Sometimes you can’t avoid it, or maybe you just enjoy it! It can be pretty, with city lights or starry skies and the open road – but it can also be dangerous. Night riding is not impossible, you just need to make smart choices and be cautious on the night roads.
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Insurance fraud

According to the Coalition Against Insurance Fraud, “Insurance fraud is one of America's largest crimes — at least $80 billion is stolen each year.”

We all pay for the fraud. Lives, families, and businesses are harmed and insurance premiums increase.

Insurance scams are abund...

Insurance in 2021

Most lines of insurance are expecting a 15% to 40% increase in rates. This is happening because insurance availability is becoming more difficult to obtain which often makes it more expensive due to catastrophic losses, large jury verdicts, and many other factors affecting the ...

Many of us have been suffering through the changes the insurance companies are making.

Many insurance companies that insure property have left California. It simply became too risky for them to insure here mainly due to the wildfires we’ve had over the last few years. Those companies that have r...

With my kids now grown and starting their own lives, I find myself trying to impart wisdom on them that maybe they didn’t catch earlier in life. So here are a few tips I’ve tried to impart on my now adult children.

Saved money doesn’t sound like an important key to insurance, but it is. Most pe...

Home Maintenance
I am forever trying to re-organize my busy lifestyle. So I’ve been looking for new ideas to convince myself to re-organize and schedule home maintenance. First, I have to rationalize it in my own head – that means I have to convince myself.

I came up with these reasons:
1. ...

Buying a Car Part 2

Remember that the buying process is a business transaction and your goal of getting the best price and the dealer’s goal of making the most profit are both fair goals. Getting emotionally attached to your dream car will ultimately end with you paying a higher price. Bullying ...

Buying a Car Part 1
Most of our clients know that I love my Jeep Cherokee but, however much I dislike the idea, I’m going to have to replace it. I prefer to not buy a new car for obvious reasons i.e. immediate loss of value, registration costs, and insurance costs. So I’ve been researching and th...