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Updates

A report released by Willis Towers Watson PLC and The Nature Conservancy, Wildfire Resilience Insurance: Quantifying the Risk Reduction of Ecological Forestry with Insurance, can lead to decreases of 41% for home insurance premiums if controlled burning and ecological thinning of overgrown forest...

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Some things driving insurance cost increases

Insurance companies use replacement cost estimators to determine dwelling coverage. These estimators include cost of construction materials and labor.

In March 2021, costs for lumber, an important component of construction, have increased by 42% in t...

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Most bikers have ridden at night. Sometimes you can’t avoid it, or maybe you just enjoy it! It can be pretty, with city lights or starry skies and the open road – but it can also be dangerous. Night riding is not impossible, you just need to make smart choices and be cautious on the night roads.
...

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Insurance fraud

According to the Coalition Against Insurance Fraud, “Insurance fraud is one of America's largest crimes — at least $80 billion is stolen each year.”

We all pay for the fraud. Lives, families, and businesses are harmed and insurance premiums increase.

Insurance scams are abund...

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Insurance in 2021

Most lines of insurance are expecting a 15% to 40% increase in rates. This is happening because insurance availability is becoming more difficult to obtain which often makes it more expensive due to catastrophic losses, large jury verdicts, and many other factors affecting the ...

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Many of us have been suffering through the changes the insurance companies are making.

Many insurance companies that insure property have left California. It simply became too risky for them to insure here mainly due to the wildfires we’ve had over the last few years. Those companies that have r...

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With my kids now grown and starting their own lives, I find myself trying to impart wisdom on them that maybe they didn’t catch earlier in life. So here are a few tips I’ve tried to impart on my now adult children.

Saved money doesn’t sound like an important key to insurance, but it is. Most pe...

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Home Maintenance
I am forever trying to re-organize my busy lifestyle. So I’ve been looking for new ideas to convince myself to re-organize and schedule home maintenance. First, I have to rationalize it in my own head – that means I have to convince myself.

I came up with these reasons:
1. ...

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Buying a Car Part 2

Remember that the buying process is a business transaction and your goal of getting the best price and the dealer’s goal of making the most profit are both fair goals. Getting emotionally attached to your dream car will ultimately end with you paying a higher price. Bullying ...

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Testimonials

4 months ago
Very nice atmosphere professionalism quick and save me some money will always go back Robert Heart Taylor and insurance is the best
- Laura R
3 years ago
Great people with great products. I have been with them for about 3 years now and would never change as long as they are there. G
- Gordon M
3 years ago
Robin is great, very trustworthy, straight forward and gets you the best deal she can. Give her a call and see if she can help you like she has helped us.
- Mitchell D

OUR PROMISE TO YOU

Our goal is to take the headache out of buying insurance.  We want to give you the information you need so you can make an informed decision.  We want you to completely understand the coverage you have purchased and what it will do for you.  We promise we will never hard sell you insurance, use slick sales techniques, or pressure you to make a decision that you aren’t comfortable with. We’ll even tell you if you are getting a better deal with your current company. We want you to be completely satisfied with your decision to join us.

You are the reason we have business and you are appreciated!!!

Contact Us

Contact

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  • (619) 442-2129

Address

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1258 Broadway
El Cajon, CA 92021
United States

Business Hours

Mon:9:00 AM – 5:00 PM
Tue:9:00 AM – 5:00 PM
Wed:9:00 AM – 5:00 PM
Thu:9:00 AM – 5:00 PM
Fri:9:00 AM – 5:00 PM
Sat:Closed
Sun:Closed
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