Robin Hart-Taylor Insurance Agency

It's always important to review your policies

"Fix It Items To Carry On Every Trip"
- Flashlight
- Jumper Cables
- Road flares
- Tools
- Pocket knife
- Duct tape
- Flat tire repair spray

A report released by Willis Towers Watson PLC and The Nature Conservancy, Wildfire Resilience Insurance: Quantifying the Risk Reduction of Ecological Forestry with Insurance, can lead to decreases of 41% for home insurance premiums if controlled burning and ecological thinning of overgrown forest...

Some things driving insurance cost increases

Insurance companies use replacement cost estimators to determine dwelling coverage. These estimators include cost of construction materials and labor.

In March 2021, costs for lumber, an important component of construction, have increased by 42% in t...

Most bikers have ridden at night. Sometimes you can’t avoid it, or maybe you just enjoy it! It can be pretty, with city lights or starry skies and the open road – but it can also be dangerous. Night riding is not impossible, you just need to make smart choices and be cautious on the night roads.
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Insurance fraud

According to the Coalition Against Insurance Fraud, “Insurance fraud is one of America's largest crimes — at least $80 billion is stolen each year.”

We all pay for the fraud. Lives, families, and businesses are harmed and insurance premiums increase.

Insurance scams are abund...

Insurance in 2021

Most lines of insurance are expecting a 15% to 40% increase in rates. This is happening because insurance availability is becoming more difficult to obtain which often makes it more expensive due to catastrophic losses, large jury verdicts, and many other factors affecting the ...

Many of us have been suffering through the changes the insurance companies are making.

Many insurance companies that insure property have left California. It simply became too risky for them to insure here mainly due to the wildfires we’ve had over the last few years. Those companies that have r...